How to Login to ITR Filing Portal: Complete E-Filing Guide AY 2026-27

ITR Filing Login: The Complete Guide

Portal: https://eportal.incometax.gov.in

Username: Your PAN

Password: One you create during registration

Time to file: 30-60 mins if you have docs ready

Deadline: July 31, 2026 (AY 2026-27)

The Income Tax e-filing portal can be confusing on first visit. This guide walks you through login, form selection, and filing step-by-step so you can avoid rejections and claim your refund.

Part 1: Login to ITR Filing Portal

Step 1: Go to Official Portal

Visit https://eportal.incometax.gov.in (ONLY this domain is official).

Important: Check the URL. Do NOT use other sites claiming to be "ITR portal". They're often phishing sites.

Step 2: Click "Login"

On the homepage, click "Login" in the top right.

Step 3: Enter PAN & Password

• Username: Your PAN (10 alphanumeric characters)
• Password: Password you created during registration (or reset if forgotten)
• Captcha: Solve the image captcha

Click "Sign In"

Step 4: Two-Factor Authentication (2FA)

After login, you'll receive an OTP (One-Time Password) on your registered mobile number.

Enter OTP and click "Verify"

Note: If you don't receive OTP:

• Check your phone signal
• Verify mobile number in your profile (Settings → Mobile Number)
• Wait 2 minutes and request OTP again

Step 5: Dashboard Opens

You're now logged in. You'll see:

• Dashboard (home)
• File ITR (to file new return)
• View Filed Returns (to download prior-year filings)
• My Account (profile, settings)

Part 2: File ITR Online (Step-by-Step)

Step 1: Click "File ITR"

From dashboard, click "File ITR for AY 2026-27" (or current year).

Step 2: Select ITR Form

Choose the form that fits your income type:

• ITR-1 (Sahaj): Salaried individuals only
• ITR-2: Individuals with capital gains, no business income
• ITR-3: Self-employed, professionals, business income
• ITR-4 (Sugam): Small business, presumptive scheme
• ITR-5: Partnership firms
• ITR-6: Companies
• ITR-7: Trusts, societies

Not sure which form? Read our ITR form selection guide.

Click the correct form → "Proceed"

Step 3: Auto-Filled Data

The portal pre-fills:

• Form 26AS (TDS deducted by employers/banks)
• AIS (Annual Information Statement from salary employers)

Review carefully. If wrong data, report to your employer/bank to correct their records first.

Step 4: Enter Income Details

Fill in:

• Salary: Auto-filled from Form 26AS
• House property income: Rent details
• Capital gains: Stock sale proceeds
• Business income: Turnover, expenses
• Other sources: Interest, dividends

Tip: Fill only sections relevant to your income type. Skip blank sections.

Step 5: Claim Deductions

Under "Deductions", claim:

• 80C: Life insurance, PPF, education fees (up to 1.5L)
• 80D: Health insurance (25k-75k depending on age)
• 80G: Charitable donations
• 80TTA: Savings account interest (10k max)

Step 6: Review Tax Computation

Portal auto-calculates:

• Taxable income (income - deductions)
• Tax payable (based on slabs)
• Tax relief: Section 87A rebate (if applicable)
• Refund due or tax payable

Verify carefully. If wrong, go back and correct.

Step 7: Submit Return

Click "Submit" at the bottom.

Step 8: E-Verify Your Return

After submission, you'll be asked to e-verify (authenticate your filing):

Option 1: OTP (Recommended)

• Receive OTP on registered mobile
• Enter OTP
• Return marked as verified immediately

Option 2: Aadhaar OTP

• Receive OTP on Aadhaar-linked mobile
• Enter OTP
• Return verified

Option 3: Digital Signature (Optional)

• If you have a digital signature, use it
• Return verified without delay

Option 4: Postal Verification

• If you don't verify online, portal sends verification form by post
• Print, sign, mail back within 30 days
• NOT recommended: postal delay risks missing deadline

Important: E-verify within 30 days of filing. Without e-verification, your return is treated as defective.

Step 9: Download Acknowledgement

After e-verification, you'll get a filed return acknowledgement (ITR-V).

Print and keep a copy for your records.

Part 3: Common Login Issues & Fixes

"Forgot Password": How to Reset

1. Click "Forgot Password" on login page
2. Enter PAN
3. Portal sends password reset link to your registered email
4. Click link, create new password
5. Login with new password

If email is outdated:

• Contact Income Tax department (toll-free: 1800-180-1961)
• Provide PAN + proof of identity (Aadhaar/PAN)
• They'll update your email and send reset link

"OTP Not Received"

• Check mobile signal
• Verify mobile number in Settings → My Profile
• Wait 2 minutes, request OTP again
• If still no OTP: contact IT dept (toll-free number above)

"Portal Not Opening / Timeouts"

• Try a different browser (Chrome, Firefox, Edge)
• Clear browser cache
• Disable VPN (if using one)
• Try at off-peak time (e.g., 10 AM instead of 5 PM)

"Wrong Form 26AS / AIS Data"

If auto-filled TDS is wrong:

1. Do NOT file yet
2. Contact your employer or bank
3. Ask them to correct Form 26AS on their end
4. Wait 2-3 days for correction to reflect
5. Then file ITR

Part 4: ITR Filing Deadlines & E-Verify Timeline

If you miss e-verification: Return marked defective, refund delayed, may trigger notices.

Part 5: After Filing: What's Next

Immediately After Filing (Same day)

• ✓ Download acknowledgement (ITR-V)
• ✓ Print and keep safe
• ✓ Note your filing date

Within 30 Days

• ✓ E-verify online (OTP or Aadhaar)
• ✓ Receive e-verified acknowledgement
• ✓ Return now complete

1-2 Months Later

• ✓ Check "View Returned Status" for department processing
• ✓ If refund due: watch for credit to bank account (usually 5-10 business days after processing)
• ✓ If tax payable: due date automatically adjusted

If You Receive a Notice

• ✓ Don't panic. Common for first-time filers.
• ✓ Read carefully
• ✓ Respond with documents within deadline
• ✓ Contact Tax Garden if support needed

People Also Search For: ITR Filing FAQs

ITR filing login: Visit https://eportal.incometax.gov.in, use PAN + password.

ITR filing online: File via official portal, select form, upload docs, e-verify via OTP.

ITR filing last date: July 31, 2026 (AY 2026-27) for non-audit cases, Oct 31 for audit.

ITR filing services near me: If portal is overwhelming, hire Tax Garden (24-48 hr filing, 1.5k-5k).

E-filing portal login: Same as ITR portal (https://eportal.incometax.gov.in).

Bottom Line: Avoid Portal Confusion

The e-filing portal is secure and reliable. The key steps:

1. Login (PAN + password)
2. Select form (ITR-1 to 7)
3. Fill details (income, deductions)
4. E-verify (OTP within 30 days)
5. Done: Refund or payment automatic

If you don't want to navigate the portal yourself, Tax Garden files your ITR end-to-end. We handle login, form selection, and e-verification. You just upload docs.

File deadline: July 31, 2026. Don't delay.